Cake Mortgage
A California-based wholesale lender offering agency and government programs with a streamlined, technology-forward process.
Loan Programs
Digitally smooth agency loans.
How Cake Mortgage Fits Into Your Loan Search
Cake Mortgage is one of the 75 wholesale lenders The Mortgage Zone is approved to broker loans through. You don't apply to this lender directly — you apply once with us, and we shop your scenario across the network, including Cake Mortgage where it's a fit, so lenders compete on rate and terms for your loan.
Wholesale rates are frequently lower than what the same lender offers directly to consumers, because the lender's retail costs are stripped out. Our job as your broker is to know each lender's niches and place your loan where it wins.
See where your scenario fits
One application. 75 approved lenders. No credit pull to get started.
No credit pull required. NMLS #2697124
Cake Mortgage is an independent company; its name and trademarks are the property of their respective owners, used here to identify a wholesale lending relationship, not an endorsement. Lender relationships, programs, and guidelines change without notice — information on this page is general reference, not a loan offer. The Mortgage Zone · NMLS #2697124 · Equal Housing Opportunity.
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